Wednesday, 30 November 2016

Understanding 'Pradhan Mantri Garib Kalyan Yojana' better

Understanding 'Pradhan Mantri Garib Kalyan Yojana' better. Around three weeks after its announcement to withdraw high-denomination currency notes, the government has introduced amendments to the Income Tax Act in Lok Sabha on Monday. This enables the imposition of a higher penalty and tax rate on assessees of unexplained deposits. The Taxation Laws (Second Amendment)
Bill, 2016 also proposes to introduce a scheme named the 'Pradhan Mantri Garib Kalyan Yojana, 2016' as the name suggests, its aim is to use black-money collected post-demonetisation in welfare schemes for the poor.

The new scheme - Taxation and Investment Regime for Pradhan Mantri Garib Kalyan Yojana, 2016- is part of the Taxation Laws (Second Amendment) Bill, 2016 introduced in the Parliament on Monday. So, what does the new black money scheme mean? 



Taxation Laws (Second Amendment) Bill, 2016

* Attempts to plug loopholes in existing I-T Act being misused to conceal black money

* Penalty provisions made more stringent 

* Provides for a two-tier tax penalty regime 

* Black money holders get a chance till December 30 to deposit unaccounted money in banks 

* Need to pay higher tax, penalty and a surcharge of 50 per cent

* Will also have to deposit 25% of unaccounted money in the PMGKY scheme 

* Zero-interest, lock-in for four years in PMGKY scheme 





But what if they fail to make use of this window?

* They can file tax returns at the end of the financial year and declare unknown income

* Have to pay a steeper 60% tax, 25 % surcharge

* On Rs. 100 they will have to pay Rs 75 

* An additional 10 per cent penalty can also be levied in some cases 



In case of misreporting or under-reporting or any other wrongdoing current provisions of a levy of 50% up to 200% applicable

(PT)

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